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Get a Head Start on Downsizing

Kiplinger's Personal Finance

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October 2025

WHEN I retired as editor of this magazine, one of the things at the top of my to-do list was to clean out my closets and get rid of other assorted stuff that had accumulated over decades.

- JANET BODNAR

Get a Head Start on Downsizing

Now, eight years later, I have to admit that I've made only modest progress.

I've made at least one pass at all the closets, given away much of my work-era wardrobe and handed off to my now-grown kids all their old school papers. Yet somehow the closets are still full, the books seem to have regenerated on the shelves, and I don't even want to think about the pre-cell phone photographs. I'm not planning to move anytime soon, but I sought advice from downsizing specialists on how to get a head start on paring back my possessions.

MÁS HISTORIAS DE Kiplinger's Personal Finance

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Same Story, Different Year

WHAT does the Federal Reserve's rate-reduction initiative mean in the short run for your fixed-income holdings? You'll recall that one year ago, the Fed cut three times, starting by hacking its benchmark overnight funds rate by 0.50 percentage point in September. The year ended with bond markets and fund returns in retreat. It's wishful thinking that cheaper short-term credit and falling money market yields will spark a general bond-buying binge and propel your 2025 total returns toward 10% by year-end.

time to read

2 mins

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Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHEN HELPING MOM AND DAD HURTS YOUR WALLET

New research shows how assisting an aging parent with expenses can strain your own finances.

time to read

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Kiplinger's Personal Finance

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Bipartisan collaboration on a mix of reforms will likely be needed to keep the system solvent and benefits intact.

time to read

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December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

8 DIVIDEND FUNDS TO CONSIDER NOW

Our picks deliver a diversified portfolio of dividend stocks.

time to read

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Kiplinger's Personal Finance

A NEW WAVE OF ETFS IS ON THE WAY

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time to read

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Kiplinger's Personal Finance

Kiplinger's Personal Finance

CHECKING IN ON THE KIPLINGER DIVIDEND 15

Our favorite dividend payers have had a good year on average, beating the market and yielding twice as much.

time to read

14 mins

December 2025

Kiplinger's Personal Finance

THIS FUND FERRETS OUT HIGH-QUALITY STOCKS

THE U.S. stock market has been notching new highs, which tends to kick up the likelihood of a market pullback (defined as a drop of 5% to 10%) or even a correction (a 10% to 20% selloff). That's where JPMorgan U.S. Quality Factor comes in.

time to read

1 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Bullish on Trillion-Dollar Stocks

Eight of the nine Trillion Dollar Club members are tech stocks. For the ninth, Berkshire Hathaway, Apple is one-fifth of assets.

time to read

5 mins

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Kiplinger's Personal Finance

Kiplinger's Personal Finance

TO TIP OR NOT TO TIP?

If you're weary of widespread prompts to leave a gratuity, follow these guidelines on when it's customary—and when you can skip it.

time to read

3 mins

December 2025

Kiplinger's Personal Finance

HANG IN THERE WITH THIS VALUE FUND

VALUE investing enjoyed 15 minutes of sunshine in early 2025, when the S&P 500 sank 19% from its February peak to its early April trough. Dodge & Cox Stock held up better, albeit with a 15% decline. Since then, the large-company value fund has rebounded 21% through September. That’s impressive, but it lags the S&P 500, which has bounced 34%. All told, over the past 12 months through September 30, Dodge & Cox Stock has climbed just over 9%, far short of the nearly 18% gain in the S&P 500.

time to read

1 min

December 2025

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