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Do You Know What 30 Years Without Income Looks Like?

Outlook Money

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June 2025

Discover why delayed planning could derail your future and how small steps today can rescue tomorrow.

Planning for retirement isn't just about money — it's about securing your future, your health, and your peace of mind. Before retirement, we work for money, but after retirement, money should work for us.

For most Indians, retirement is seen as a distant dream. But retirement planning should begin as soon as one starts earning. The earlier you plan, the better your chances of retiring with dignity, independence, and financial security. Without a proper plan, retirement can turn from a golden dream into a financial nightmare.

What Is Retirement Planning?

Retirement planning means setting income goals, estimating savings needs, investing wisely, and preparing for inflation, healthcare, and emergencies — all to build a secure financial future after work ends. Think of it as building a financial safety net — one that catches you when your regular salary stops.

Why Should You Plan for Retirement?

Many people assume their children, pension, or property will secure their future. But times have changed. Here's why retirement planning is a necessity — not a luxury:

  • Longer Life Expectancy

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