The Caregiving Challenge
Kiplinger's Personal Finance
|October 2020
The sandwich generation has it tough in the best of times. The pandemic has made it even tougher.
THINGS WERE HARD ENOUGH FOR Jennifer Galluzzo before the pandemic hit. Four years ago, the full-time working mother of three became a fullfledged member of the “sandwich generation” when her father-in-law joined their household in Brewster, N.Y. But things got harder in March, when schooling for her three children, ages 5, 8 and 10, abruptly went online in response to the spread of the coronavirus. Galluzzo, a digital marketer, and her husband, David, a lawyer, started working from home. Her child care disappeared, as did her cleaning help.
Her father-in-law, who has Parkinson’s and dementia and is used to spending most days quietly at home with his caregiver, was increasingly agitated by the full house. “He doesn’t like loud noises, and we were all here 24/7,” says Galluzzo, 46. “I had Zoom calls. My husband had Zoom calls. Someone needed to make sure the kids got their work done. I had a schedule that didn’t work very well— it was more about who needed what fire to be put out at that moment.”
Sandwich generation caregivers are typically in their thirties, forties or fifties, taking care of younger children and parents at the same time. But the definition can be far broader: About 11 million people nationwide are multigenerational caregivers, helping fullor part-time with children and parents, grandchildren and grandparents, siblings with special needs, even extended family, friends and neighbors. And during the COVID-19 crisis, the usual stresses of multigenerational caregiving have been exacerbated.
BE REALISTIC
Esta historia es de la edición October 2020 de Kiplinger's Personal Finance.
Suscríbete a Magzter GOLD para acceder a miles de historias premium seleccionadas y a más de 9000 revistas y periódicos.
¿Ya eres suscriptor? Iniciar sesión
MÁS HISTORIAS DE Kiplinger's Personal Finance
Kiplinger's Personal Finance
A Helping Hand for the Homeless
This nonprofit offers shelters, job programs, support in finding a home and more.
2 mins
January 2026
Kiplinger's Personal Finance
Downsizing Advice, Part II
My column on downsizing (see “Living in Retirement,” Oct.) struck a chord with readers. I heard from many who offered advice on successfully culling clutter.
2 mins
January 2026
Kiplinger's Personal Finance
WHY COMPANY GUIDANCE MATTERS
Understanding how corporate profit forecasts affect analysts' estimates and stock ratings can help you make investment decisions.
4 mins
January 2026
Kiplinger's Personal Finance
WHAT SCIENCE REVEALS ABOUT MONEY AND A HAPPY RETIREMENT
Whether you're still planning or already retired, these research-based insights point the way to your best post-work life.
12 mins
January 2026
Kiplinger's Personal Finance
WHAT TO KNOW ABOUT FLOOD INSURANCE
Even if your home is outside a high-risk area, you may want to purchase coverage.
2 mins
January 2026
Kiplinger's Personal Finance
My Retirement Learning Curve
THE NEW WORLD OF RETIREMENT
2 mins
January 2026
Kiplinger's Personal Finance
CREATE A FINANCIAL PLAN WITH THESE TOOLS
Online programs for do-it-yourselfers are better than ever-and they're affordable, too.
9 mins
January 2026
Kiplinger's Personal Finance
2026 MONEY CALENDAR
These key dates and tips will help you make the most of your money in the new year.
7 mins
January 2026
Kiplinger's Personal Finance
Should You Renew Your CD?
AFTER you put money in a certificate of deposit, you can sit back while it collects interest over its term. Once it reaches maturity, you'll face a decision: renew it or withdraw the funds.
1 mins
January 2026
Kiplinger's Personal Finance
GIVING THE BULL THE BENEFIT OF THE DOUBT
KIPLINGER: What do you see ahead for financial markets in 2026? Do you have a target price for the S&P 500?
5 mins
January 2026
Translate
Change font size

