Paperwork KEEP IT OR BIN IT?

You my feel like you're drowning in life admin, but our guide will help you out

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If ever there was a task designed for long, dark, winter evenings, it's decluttering and organising life admin.

With the shift to paper-free - 88% of us now bank online or via an app* - you may be wondering what to hang on to, what to bin, how to store documents safely online and what you need hard copies of. Here's what you need to know.

What to retain in paper/card form

Keep the following in a secure safe place for life: Birth, adoption, death, marriage and civil partnership certificates.

* Divorce certificate.

* Passport (renew every 10 years).

* Copies of wills and powers of attorney (ideally leave the original with a solicitor).

* House deeds.