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Wilful defaulters' outstanding dues rise 10x since 2014
The Morning Standard
|March 18, 2026
THE number of wilful defaulters in the banking system has more than tripled over the past decade, with the total outstanding amount ballooning to %3.83 lakh crore as of March 2025, the government informed Parliament recently.
Replying to a question in the Lok Sabha, Finance Minister Nirmala Sitharaman said data compiled by the Reserve Bank of India (RBI) shows that the number of wilful defaulters rose from 5,076 in March 2014 to 18,318 in March 2025.
During the same period, the total amount outstanding surged from %39,369 crore to %3,83,264 crore, reflecting a sharp rise in bad loans linked to such borrowers.
The data is based on information provided by TransUnion CIBIL and covers accounts of 225 lakh and above.
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