Forget copper and go for gold

Start planning now to ensure a happy retirement

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Preparation is the secret to a happy retirement...

Not surprisingly, I'm a big believer in planning, That's especially true when it comes to the golden years of our retirement. But will those years really be golden, or more like copper?

It is during times like these that it is especially important we make time to think and plan our future finances.

I am in the fortunate position to have shared the retirement plans of many over my 30 years as a financial planner: I know, I don't look that old! Meeting these people has shown me some patterns, things people have had in common to help them enjoy a successful, vibrant retirement.

You can benefit from that experience, and plan ahead to help make your retirement the best years of your life.

Know your number

How much will you need to have saved to enjoy a comfortable retirement?

I call this your number and it is unique to you because it depends entirely on your retirement plans.