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PNB Targets Record-Low Bad Loan Ratio: CEO Chandra
Hindustan Times Ranchi
|May 09, 2025
PNB Expects Its Loan Book To Grow 11-12% In FY26, And Deposits To Increase By 9-10%
MUMBAI: Punjab National Bank (PNB), India's second-largest state-run lender by assets, aims to recover more soured loans this year, leading to a record-low gross bad loan ratio, a key asset quality metric, CEO Ashok Chandra said on Thursday.
The New Delhi-based lender is targeting bad loan recoveries worth ₹16,000 crore ($1.89 billion) this financial year, an eleven-fold increase over the ₹1,436 crore recovered in 2024-25, Chandra told Reuters in an interview.
About ₹6,000 crore of that is expected to come from loan accounts which were previously written off, he said.
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