PNB looks to achieve ₹4 trn corporate loan book in FY26: MD & CEO

Punjab National Bank (PNB) is witnessing strong momentum across retail, micro, small and medium enterprise (MSME), and corporate loan segments, driven by robust demand in the auto and housing sectors.

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The bank is also expanding digital offerings, growing its credit card base, and reentering the West Asian market with plans to reopen its Dubai office, said Ashok Chandra, managing director and chief executive officer, in an interview with Harsh Kumar in New Delhi. Edited excerpts:

■ We are seeing strong traction, especially in the auto sector, which is significantly contributing to our business loan portfolio.

From Durga Puja last year till Diwali this year, we have witnessed nearly 40 percent growth in this segment during the same period. The housing loan segment has also grown by around 45 per cent. We expect further momentum in retail lending following the recent GST rate cuts.

■ As of now, we are not seeing any major impact from US tariffs on our MSME borrowers.