Investment
Investors India
2025 in rear view—moderating equity returns; large caps lead
Indian equity market saw further moderation in returns in 2025—Nifty 500 index was up c.7% in 2025, vs c.15% in 2024 and c.26% in 2023. Large caps outperformed both mid-cap and small-cap indices. In fact, Nifty Smallcap 100 was down 5.6% in 2025, after a stellar 24% appreciation in 2024. Nifty-50 returned a moderate 10.5% in 2025 vs. 8.8% in 2024, with trailing 3-yr CAGR of 13%. Nonetheless, from the lows seen in late Feb / early March, all three indices were up strongly by Dec-end: Nifty midcap 100 was up 26% followed by Nifty smallcap index 21%, while Nifty 50 up 18%.
4 min |
February 2026
Investors India
Union Budget 2026-27: Manufacturing push, tax tweaks and mixed signals for markets
Finance Minister Nirmala Sitharaman presented her ninth Union Budget in Parliament on February 1, outlining the government's roadmap to sustain growth amid global uncertainty while balancing fiscal discipline and inclusivity. The Budget places strong emphasis on manufacturing, exports and infrastructure, even as it delivers a mixed bag for investors, taxpayers, and markets.
5 min |
February 2026
Investors India
Mother of All Deals” Moment: How New Trade Pacts Are Powering India's Next Growth Leap
India’s trade landscape has changed sharply after Washington pronounced a reduction in tariffs on Indian goods, and the effect is being felt far beyond stock markets. While Dalal Street cheered the news with an instant lift, the matter eventually is whether India’s economic growth could also speed up in the coming year.
2 min |
February 2026
Investors India
Insurance News
1. PFRDA hikes investment management fees in NPS
2 min |
February 2026
Investors India
2026 Global Economic Outlook: Navigating Growth, Inflation, and Policy Shifts
The year 2025 showcased resilience in global markets despite trade frictions and geopolitical uncertainties. Gold, Equities across developed and emerging markets (EM), and EM fixed income delivered strong returns, with global assets outperforming Indian markets. As we move into 2026, the backdrop is defined by fiscal expansion, AI-driven investments (and the risks thereof), divergent inflation trends, central banks on final legs of easing and soft dollar.
3 min |
February 2026
Investors India
Invest in ELSS for tax benefit, high returns, and short lock-in
February is a good time for investors under the old tax regime to begin their Section 80C investments. Just about two months are left for the financial year to end. By this stage, most taxpayers have clarity on their unutilised Section 80C limit. Starting now also helps avoid the last-minute rush and poor decision-making that often characterise March-end tax planning.
5 min |
February 2026
Investors India
Budget 2026-27: Choosing Strength Over Short-Term Comfort
The Union Budget 2026-27, presented from the hallowed halls of Kartavya Bhawan on a historic Sunday, marks a definitive shift in India's economic narrative. This is not a document defined by the easy allure of rhetoric or the fleeting gratification of populist “quick wins.” Instead, it is a manifesto of responsibility—a blueprint shaped by a duty toward sustainable growth, rising aspirations, and inclusive development. In every sense, it earns its moniker as the “Kartavya” (Duty) Budget.
3 min |
February 2026
Investors India
Mutual Fund
1. SEBI proposes a new concept of 'Significant Indices'
1 min |
February 2026
Investors India
Eight Deals, One Decade: How FTAs Will Unlock India by 2030!
When nations sign Free Trade Agreements, they don't dismantle toll booths overnight. Instead, they set clocks ticking- each tariff reduction scheduled like the chimes of a cathedral bell. Since 2021, India has signed eight FTAs, spanning Africa, the Gulf, Europe, and the Indo-Pacific. These deals will redraw India's trade map, reshape sectoral fortunes, but their toll booths vanish in phases. And if you listen closely, most of these bells will ring the loudest around 2030.
3 min |
February 2026
Investors India
Medical Evidence Has Shown That Faith Can Heal Diseases And Prolong Life
Scientific evidence has shown that faith heals. The connection between soul and body may be age-old, but as healing became a science, western medical practitioners moved away from spiritual and religious faith. Now scientific evidence is co-relating faith with good health and is slowly converting into a skeptical medical community. Scientific journals and many books are being published on this subject. Doctors are attending seminars on faith healing and positive thinking. Why do doctors now believe that faith heals?
4 min |
February 2026
Investors India
Insurance News
PFRDA allows NPS subscribers to withdraw upto 80% of pension corpus
2 min |
January 2026
Investors India
Laughter is the Best Medicine
We are living in a health-conscious society.
7 min |
January 2026
Investors India
Mutual Fund
SEBI cuts expense ratios for Mutual Funds SEBI has reduced the expense ratio in mutual funds by up to 15 bps.
3 min |
January 2026
Investors India
Tale of 3 Bubbles: Gold, Indian IPO & AI
The most often asked questions in all discussion over the past few months are about views on gold prices, Indian IPO's and AI Stocks.
5 min |
January 2026
Investors India
Avoid exiting factor funds during periods of cyclical underperformance
Over the past 12 months, several smart-beta equity funds in India have delivered returns that trail broad market indices such as the Nifty 50 and the Sensex.
6 min |
January 2026
Investors India
Household Capex: The elephant in the room
There is always talk about Public and Private capex in the market narratives.
3 min |
January 2026
Investors India
Planning Your Child's Future? Here's how child insurance plans have an edge over other investments
“We both work and saving money for our kids is our top priority.”
3 min |
January 2026
Investors India
Why Patience Beats Prediction in Investing
India's economic narrative this year has been shaped by a strong pro-growth agenda from the government, which has translated into better-than-expected GDP numbers.
1 min |
January 2026
Investors India
ASK THE EXPERT
Sir, I have renewed my subscription to Bajaj Capital Investors India Magazine for next 3 years and have received a torch light as a complimentary gift.
4 min |
January 2026
Investors India
Life and health insurance myths that could cost you dearly
Purchasing health insurance for oneself and one's family is regarded as the initial stage of financial planning. Even still, a lot of us disregard it for trivial reasons. Anybody, anywhere, at any time, could have a medical emergency. Be ready to cover the growing hospital expenses before they negatively impact your investment account.
5 min |
January 2026
Investors India
Embracing Multi Factor Theme Based Investing for Diversification
Have you ever heard an orchestra? A group of musicians playing different musical instruments can create a great symphony.
3 min |
December 2025
Investors India
Capturing India's Next Phase of Growth Through Emerging Small-cap Businesses
Helios Small Cap Fund (An open-ended equity scheme predominantly investing in small-cap stocks)
2 min |
December 2025
Investors India
Discipline Has Never Been More Important
The year 2025 has been full of surprises, some encouraging, others challenging for financial markets.
3 min |
December 2025
Investors India
Your All-Round Protection Plan: What you need to know about accident, car, and home Insurance
Home ownership and car ownership are significant financial commitments that require insurance protection. Home insurance is essential to safeguard against various risks, while car insurance must cover all potential threats, including expensive modifications. Accidents can occur whether at home or on the road, highlighting the importance of having appropriate insurance policies to mitigate these risks.
5 min |
December 2025
Investors India
Art of Understanding a Person Without Talking to Him
The concept of body language has been developed by leading behavioral scientists.
7 min |
December 2025
Investors India
How Capex intensive is India?
We have been stressing on increased consumption visibility in our presentations since June this year.
3 min |
December 2025
Investors India
It's year-end: Check portfolio Asset allocation & Rebalance, Scrutinize Fund Performances
As the year draws to a close, it's the perfect time for retail investors to give their investment portfolios a thorough checkup. A year-end review helps investors understand what worked, what didn't, and how to realign their investments with their financial goals.
6 min |
December 2025
Investors India
ASK THE EXPERT
Dear Anshul, you are right. The coverage of Rs. 5 lakhs is quite low in the current circumstances.
3 min |
December 2025
Investors India
Key factors to consider before investing in equity mutual funds
Investing in equity mutual funds requires clear goals, disciplined SIP investing, and selecting strong, diversified schemes aligned with your risk profile.
3 min |
December 2025
Investors India
Existing investors should book partial profits, new ones should enter gradually
Gold prices have soared to record highs in 2025 - recently breaching $4,379.44 per ounce globally and ₹1.30 lakh per 10 grams in India. This meteoric rise (about 63 per cent gain in 2025 in India) has made gold one of the year's best-performing assets. The question before Indian retail investors is: Should they buy or sell gold at these levels?
5 min |