At the same time, some retail investors tried to chase a category of stocks dubbed as ‘Falling Knife’, which include shares that decline alarmingly in relatively short periods, especially during crises. The rationale to do so is that investors feel that they are hammered way below their intrinsic values and, hence, will bounce back to higher levels in the near future. What such unsuspecting investors don’t realise is that these are exactly the shares that are possibly offloaded by the institutions.
This story is from the August 2020 edition of Outlook Money.
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This story is from the August 2020 edition of Outlook Money.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
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The life insurance market in India has recorded a consistent premium growth over the years, but insurance penetration is yet to reach the desired level. Quite in line, HDFC Life Insurance has shown a growth of 5 per cent year-on-year in its total annual premium equivalent in the nine months until December 2023 and has grown on other parameters as well. Its assets under management (AUM) went up 20 per cent, while it recorded a net profit of 16 per cent y-o-y, in the period. Even in terms of penetration, the company’s growth in Tier II and Tier II cities are positive. Vibha Padalkar, managing director and chief executive officer of HDFC Life Insurance shared the secret sauce for the growth in a conversation with Nidhi Sinha, editor, Outlook Money, talked about the challenges the insurance industry faces, and the road ahead in view of recent regulatory proposals. Edited excerpts:
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