PhilHealth Retains Premium Rate Amount for 2025

The Philippine Health Insurance Corp. (PhilHealth) has kept premium rate contribution at five percent for this year, or the same as last year's figure, in accordance with the Universal Health Care Act.

- By RHODINA VILLANUEVA

"All direct contributors are hereby advised that the premium rate effective the applicable period of January 2025 remains at 5.0 percent, with an income floor of P10,000 and income ceiling of P100,000," PhilHealth said in its Advisory No. 2025-0002.

This means that those with a basic salary of P10,000 have a premium rate of P500, while those with a monthly income of P100,000 must contribute P5,000.

The premium rate is in accordance with Section 10 of the UHC Act.

Under the UHC Law, PhilHealth premium contributions are set at 2.75 percent in 2019, three percent in 2020, 3.5 percent in 2021, four percent in 2022, 4.5 percent in 2023 and five percent in 2024 and 2025.

PhilHealth's advisory came on the heels of the Social Security System (SSS)'s announcement of an increase in contribution rate from 14 percent to 15 percent, with 10 percent to be shouldered by the employer and five percent by the employee.

PhilHealth has also allayed concerns of private hospitals over unpaid claims.