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Trust, tech, and touch: The three pillars of India's rural banking expansion

August 12, 2025

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The Daily Guardian

In a village where the nearest bank branch is still miles away, a woman walks into her local kirana shop. Ten minutes later, she withdrew money, paid her electricity bill, and recharged her phone. All without stepping outside her neighbourhood.

- AMIT NIGAM

That's not the future; it's happening today, quietly, in 15,000+ pin codes across India, all powered by FindiBANKIT.

India's rural banking landscape is quietly undergoing a revolution—not driven by a single app or policy, but by the convergence of trust, technology, and human connection. A major milestone in this journey occurred in February 2025, when Australian-listed fintech firm FINDI Ltd (ASX: FND) acquired BANKIT through its Indian subsidiary, TSI, and subsequently rebranded it as FindiBANKIT.

Since then, FindiBANKIT has become a key enabler of inclusive finance, delivering essential banking services to even the most remote parts of the country. Its innovative "phygital" model—blending physical presence with digital convenience—is redefining how financial services reach rural India, making banking more accessible, personal, and impactful.

المزيد من القصص من The Daily Guardian

The Daily Guardian

The Daily Guardian

Canada sees itself as stable critical minerals partner for India

Canada sees itself as a stable and consistent partner in supplying critical minerals and energy resources to India, as both countries work towards strengthening bilateral trade and economic cooperation, an official from Export Development Canada (EDC) said.

time to read

2 mins

February 27, 2026

The Daily Guardian

Railways unveils RailTech Policy, digitises Claims Tribunal

In a major step towards technology-driven governance and innovation-led transformation, the Union Minister for Railways on Thursday announced two key reforms under Indian Railways' flagship “52 Reforms in 52 Weeks” programme — the introduction of the RailTech Policy and the full digitisation of the Railway Claims Tribunal (RCT).

time to read

2 mins

February 27, 2026

The Daily Guardian

The Daily Guardian

DGCA allows free ticket changes within 48 hours of booking

In good news for air travellers, the Directorate General of Civil Aviation (DGCA) has revised refund norms, allowing passengers to cancel or modify tickets within 48 hours of booking without additional charges, subject to conditions.

time to read

1 mins

February 27, 2026

The Daily Guardian

Assam Cong reels from defections, discord ahead of 2026 polls

With the Assam Assembly elections due in early April, the Indian National Congress is facing one of its most difficult phases in the state.

time to read

2 mins

February 27, 2026

The Daily Guardian

Rahul, Priyanka lay foundation stone of houses for Wayanad landslide victims’ families

Almost after one and half year of the July 31, 2024 landlslide in Kerala’s Wayanad, Leader of Opposition in the Lok Sabha Rahul Gandhi on Thursday laid the foundation stone for houses that are built for the victim families of the tragedy by the Congress.

time to read

2 mins

February 27, 2026

The Daily Guardian

The Daily Guardian

B'desh horror: 25-year-old attacked while returning from religious event

In another alleged attack on a minority community member in Bangladesh, a 25-year-old Hindu woman — mother of a three-year-old girl — was reportedly gang-raped by at least three men while returning from a kirtan ceremony in the Tazumuddin sub-district of Bhola district on 22 February.

time to read

1 mins

February 27, 2026

The Daily Guardian

Rahul Gandhi likens US farm imports to ‘JCB on India's economic foundations’

Leader of the Opposition in the Lok Sabha, Rahul Gandhi, on Wednesday likened Prime Minister Narendra Modi's decision to allow American agricultural products into Indian markets to “a JCB digging into the foundations of a building”, warning that it would ultimately destabilise the country's economic structure.

time to read

2 mins

February 27, 2026

The Daily Guardian

The Daily Guardian

ARTIFICIAL INTELLIGENCE AND THE NEW ARCHITECTURE OF RURAL TRANSFORMATION

Artificial Intelligence is often described as the defining technology of our time.

time to read

3 mins

February 27, 2026

The Daily Guardian

INDIA AND ISRAEL ELEVATE TIES TO SPECIAL STRATEGIC PARTNERSHIP

India and Israel elevated their relationship to a Special Strategic Partnership, expanding cooperation across defence, technology, trade and agriculture.

time to read

2 mins

February 27, 2026

The Daily Guardian

The Daily Guardian

AHILYABAI & THE HOLKARS: WHERE POWER MEETS PIETY

The Holkar dynasty was a prominent Hindu Maratha royal house that played a key role in the history of Central India.

time to read

2 mins

February 27, 2026

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