When you're going through a relationship break-up, money might be the last thing on your mind.
But there may be financial links which need to be broken.
Pearl Akintola, a consumer finance expert at credit information company Experian, says: "When going through the break-up checklist, blocking exes on socials is always top of the list but figuring out how to cut financial ties is usually at the bottom or gets snubbed."
She explains: "It's important that you financially disassociate yourself from your ex.
"If you don't take the necessary steps, then they will remain linked to your credit report, so their future spending and borrowing could impact your own financial opportunities."
Here is Pearl's guide for handling the different financial stages of a break-up:
1. The initial split
Pearl says while friends and family will "provide a shoulder to cry on", people may want to seek confidential help elsewhere for their finances, which could involve guidance from professionals.
She adds: "Services such as MoneyHelper [a Government-backed body] will help you understand your options and what next steps you should take supporting you throughout the process."
If you've been renting together, it's important to pay attention to your tenancy agreement.
Pearl says: "If you were living with your ex and were both named on the agreement tenants, as you're both liable for the rent until your agreement ends.
هذه القصة مأخوذة من طبعة March 20, 2023 من The Herald.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 8500 مجلة وصحيفة.
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هذه القصة مأخوذة من طبعة March 20, 2023 من The Herald.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 8500 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
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