The Business NG - December 12, 2025

In this issue

BusinessNg Editorial Focus

Nigeria’s banking sector is entering a decisive phase as the Central Bank of Nigeria’s recapitalisation deadline approaches. With only three months left, mounting pressure is pushing weaker banks toward mergers as a viable survival strategy. For BusinessNg, the editorial focus is to critically examine how these consolidation efforts could reshape the financial landscape—strengthening fragile institutions, safeguarding depositors, and sustaining credit flows essential for economic growth.

Our coverage emphasizes the CBN’s pragmatic stance on mergers, the opportunities consolidation presents for banks with weak capital bases, and the potential to rebuild investor confidence. At the same time, we spotlight the sector’s biggest hurdle: the struggle to attract investors capable of meeting the stringent minimum capital requirements while ensuring robust operational liquidity.

BusinessNg will explore emerging deal structures, including collaborations between foreign financiers and influential local investors, while interrogating the regulatory and logistical challenges that may hinder such arrangements. As recapitalisation pressures intensify, our editorial lens remains fixed on the decisions, risks, and alliances that will determine whether consolidation becomes a stabilizing force—or a missed opportunity—for Nigeria’s financial future.