In this issue

The Finance Industry is facing lot of challenges as well as opportunities. It is very important to keep updated not only about local industry but International developments also. We have seen in case of covid 19 that a remote event in china affected the entire world. In this issue we have covered articles on
Interest Subvention Scheme to RBI Supervisory Action Framework and Performance of Cooperative Banks
The Noise about the Non-Performing Assets - a larger perspective
Marketing is one of the major function to succeed in Banking
Workforce Migration - Opportunities for Uttar Pradesh
Impact of COVID 19 on Indian Economy and the way forward
CIBIL report - A tool for exercising proper Due diligence

We have covered news on Banking,RBI,GST News,Industry,Housing,Mutual Fund,Co-Operative Bank
Besides it covers other interesting features.

INTEREST SUBVENTION SCHEME TO RBI SUPERVISORY ACTION FRAMEWORK AND PERFORMANCE OF COOPERATIVE BANKS

Abstract: The recent mega fraud of Punjab and Maharastra Bank has shaken the confidence in Urban Cooperative Banks (UCBs). For revival of these banks, constant monitoring of financial health of these banks by the RBI is a must for which Supervisory Action Framework (SAF) is an effective tool. Under SAF, monitoring of the financial health of UCBs is done through three trigger points namely, CRAR, Asset Quality and Profitability. This SAF is in existence since 2012. The present article studies of financial performance of UCBs since the introduction of SAF which reveals several concerns. While SAF seems to be an effective supervisory tool of the RBI, its benefits are yet to be derived. For this purpose, it calls for more seriousness on the part UCBs to improve their overall financial performance by ensuring the participation bank staff at all level.

10+ mins

THE NOISE ABOUT THE NON-PERFORMING ASSETS - A LARGER PERSPECTIVE

THE NOISE ABOUT THE NON-PERFORMING ASSETS - A LARGER PERSPECTIVE

7 mins

MARKETING IS ONE OF THE MAJOR FUNCTION TO SUCCEED IN BANKING

Satisfaction of the customer's needs is the prerequisite for the existence of the bank. The essence of marketing is about understanding, creating and retaining customers .

9 mins

Workforce Migration Opportunities For Uttar Pradesh

Workforce migration is universal phenomenon related with evolution of the community living and human civilization in pursuit of biological, physiological, safety, social, economic and developmental needs.

6 mins

Impact Of Covid 19 On Indian Economy And The Way Forward

There is a high likelihood, we are months away from a semblance of normalcy owing to the mutating virus, that has been bringing wave upon wave of attacks, each deadlier than the other.

10+ mins

CIBIL REPORT A TOOL FOR EXERCISING PROPER DUE DILIGENCE

It is the main business of Banks to lend the public money to earn profits. Borrowers who borrowed money from Banks may forget to repay the loan in time due to various reasons.

6 mins

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BANKING FINANCE Magazine Description:

BANKING FINANCE Magazine is a monthly magazine published by Sashi Publications Pvt Ltd. in Lucknow, India. It is one of the leading banking and finance magazines in the country. The magazine is known for its in-depth coverage of the Indian banking and finance industry, as well as its insights from leading experts in the field. It covers a wide range of topics related to banking and finance, including:

* Banking trends and developments: BANKING FINANCE Magazine covers the latest trends and developments in the Indian banking industry, such as new digital banking initiatives, regulatory changes, and mergers and acquisitions.
* Financial markets: BANKING FINANCE Magazine also covers financial markets, including the stock market, bond market, and currency market. The magazine provides analysis of the latest market trends and investment opportunities.
* Corporate finance: BANKING FINANCE Magazine also covers corporate finance, including articles on capital markets, mergers and acquisitions, and corporate restructuring.
* Personal finance: BANKING FINANCE Magazine also features articles on personal finance, such as saving, investing, and retirement planning.
* Risk management: BANKING FINANCE Magazine also covers risk management, including articles on credit risk, market risk, and operational risk.

BANKING FINANCE Magazine is a valuable resource for anyone who is interested in the Indian banking and finance industry. It is a must-read for anyone who is looking to stay informed about the latest trends and developments in the industry, or who is looking for insights from leading experts in the field.