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IBSi FinTech Journal India Edition Magazine - IBSi FinTech Journal India Edition - December 2025

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In this issue

This month’s edition turns the spotlight on A Lookback in 2025, exploring how India is navigating the delicate balance between innovation and regulation in an evolving digital finance landscape. As global debates around programmable money and digital currencies intensify, India’s approach reflects both caution and ambition—reshaping the country’s financial architecture in real time. The Big Interview: i-exceed spotlights how Co-Founder & CEO Sundararajan S. is steering banks into the predictive banking era. He explains the industry’s shift from reactive service models to proactive, insight-driven engagement, showing how transparent AI and low-code scale are helping financial institutions modernise quickly while staying contextual, compliant, and deeply customer-focused. Alongside this, our Feature Focus, Lookback 2025: FinTech Fever Grips India as 2025 Sets New Benchmarks, captures how the sector matured into a disciplined, regulation-ready ecosystem. With stronger governance, wider rural inclusion, and sharper product maturity, India’s FinTech landscape is now positioned for global competitiveness in 2026, proving that innovation and regulation can advance in harmony Adding to the momentum, PayU’s recent RBI approval strengthens its ability to operate across online, offline, and cross-border payments, reflecting India’s accelerating shift toward integrated and borderless digital payment experiences.

IBSi FinTech Journal India Edition Magazine Description:

Publisher: IBS-Intelligence

Category: Business

Language: English

Frequency: Monthly

Since 1991, the iconic IBSi FinTech Journal has been the primary source of news analysis, research, insights, interviews, and lots more, for IBSi’s global subscriber base in the banking & financial technology world. Each month’s issue comes with ~60 pages of fresh content that will help you stay smart, competitive and make informed investment decisions.

The journal is the go-to place for technologists looking to build competitive intelligence, bankers looking to define their IT strategy, management consultants looking to make their clients smarter, and institutional investors who are seeking to make high-return investments.

The India Edition is carefully curated with a blend of India & International news and analysis.

Why IBSi FinTech Journal?

Fresh and relevant

Exclusive 24/7 coverage brought to you IBSi’s global team of journalists, analysts, and experts.

Monthly feature focus

Each month’s issue dives deep into a specific technology system area, in the form of interviews, research, and analysis pieces.

Learn from the community

Gain insights from global Financial Technology leaders in the form of exclusive interviews, opinions, and use case repositories.

Easy to use

Flip through each month’s issue easily through a secure platform on a variety of devices!

In-depth vendor analysis

Learn from IBSi’s extensive vendor profile and performance dataset, and track which banks and Financial Institutions are buying which systems, through the popular ‘Who’s Bought What’ section

Global event and conference coverage

Live coverage and insights from global banking and financial Technology events and coverage. Brought to you by IBSi’s global events team.