In this issue

OUR DIVIDEND PICKS HOLD UP IN A BAD MARKET We’ve made a couple of changes to the Kiplinger Dividend 15 roster to double down on dividend growers instead of high yielders.

BESPOKE PORTFOLIOS PROMISE MORE CHOICE Products once available only to the wealthy are now being offered to cost-conscious index investors. There are plenty of caveats..

LEARNING TO LIVE WITH THE BEAR

Stocks could bounce around for a while as the market digests losses and seeks clear direction.

3 mins

MORE WORKERS ARE GOING OUT ON THEIR OWN

A recession could accelerate the pandemic trend of employees becoming entrepreneurs.

2 mins

You can save more in 2023

Inflation has increased the cost of living. But it has also ratcheted up how much you can save in tax-advantaged accounts.

2 mins

FUEL WILL COST MORE THIS WINTER

In early October, OPEC and its partners announced a plan to reduce oil exports. Faced with a potential global recession, the cartel and its allies said that later this year they will collectively sell 2 million fewer barrels per day to avoid supply getting out of whack with lower demand.

2 mins

THE KIPLINGER DIVIDEND 15 UPDATE OUR DIVIDEND PICKS HOLD UP IN A BAD MARKET

Tweaks to the list this year focus on growing payouts.

10+ mins

A Bond-Fund Manager to Watch

INCOME INVESTING

2 mins

Nibble at These Core Index Bargains

THE KIPLINGER ETF 20 UPDATE

2 mins

The Right Focus Helps This Fund

Health care services is a bright spot in a shaky sector.

1 min

Bespoke Portfolios Promise More Choice

Tax efficiency is the primary goal for many new personalized index offerings, but they come with a lot of caveats.

4 mins

Airline Stocks: Too Much Baggage

STREET SMART

5 mins

SMOOTH YEAR-END MONEY MOVES

Follow these strategies to save money and shape up your personal finances. But act before New Year's Eve or you'll be late to the party.

10+ mins

Good Reasons to Review Your Estate Plan

If you have a will or trust, congratulations. But you're not done.

7 mins

RETIRING EARLY? NAIL DOWN HEALTH INSURANCE

If you're thinking about quitting before age 65, make sure you know your options for health care coverage.

8 mins

How to Retire With No Regrets

LIVING IN RETIREMENT

2 mins

A Lump-Sum Payout Might Make Sense

If you're considering taking a one-time payout, don't put it off. Its value will decline as rates rise.

3 mins

Stock Buybacks Are Here to Stay

A new tax will barely dent a corporate buying spree. But be selective about investing in firms repurchasing shares.

4 mins

Plan Your Holiday Tipping Strategy

Tipping is a way to thank people who have provided a service all year. But how much? And who?

3 mins

How to Navigate a Down Market

If there were a prize for living through unprecedented events, millennials might win first place. Older millennials entered the job market during the Great Recession and have since experienced a devastating pandemic and a spike in inflation not seen in 40 years.

2 mins

TURBOCHARGED TAX INCENTIVES FOR EVs

The Inflation Reduction Act created new tax breaks for electric vehicles. Here's a guide to which vehicles count and the best time to buy.

10+ mins

Democracy's Civilian Force

PAYING IT FORWARD | His group's mission: to promote American values around the globe.

2 mins

Read all stories from Kiplinger's Personal Finance

Kiplinger's Personal Finance Magazine Description:

Whether you're a seasoned investor or just starting on your financial journey, Kiplinger's Personal Finance offers guidance tailored to your needs. From tips on saving for college and buying a home to optimizing your portfolio and planning for a secure retirement, the magazine equips readers with the knowledge and tools to achieve financial stability and prosperity.

With a legacy spanning over 70 years, Kiplinger's Personal Finance has been a go-to resource for individuals seeking practical advice, expert insights, and valuable tips to manage their money effectively.

Within the pages of Kiplinger's Personal Finance, you'll find a wealth of information on topics such as budgeting, investing, retirement planning, taxes, and much more. The magazine offers a mix of engaging articles, expert analysis, and real-life success stories, providing readers with actionable strategies to navigate the complexities of personal finance.

Discover the power of Kiplinger's Personal Finance and unlock the secrets to financial success. Let the magazine be your trusted companion as you embark on a path toward financial well-being and take control of your financial future.