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General insurance library of covers, includes price and rating factors , We have endeavoured to collate, interpret, record and present a practical guide to General Insurance , Insurance stimulates Business Enterprise - Business loans (capital from Insurance Premiums invested by Insurers) would not be provided and thus private enterprise would not exist. Businesses would not be so competitive for fear of Liability claims , Insurance Safeguards Capital - Businesses would have to freeze capital, instead for a predetermined premium they can obtain security against named risks. and much more...

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