Denemek ALTIN - Özgür
Changing interest rates among issues borrowers need to take note of
The Straits Times
|October 21, 2025
the wake of the debacle.
-
Mr Loh, the private property owner, is relieved he did not take up the home equity loan to invest in an investment-grade corporate bond, which was originally one of the options he was contemplating.
Interest rates shot up as the US Federal Reserve began its tightening policy in March 2022. Mr Loh would have likely faced a double whammy of a rise in the interest rate of his home equity loan to a rate higher than the corporate bonds, even as bond prices fell.
Mr Chia said home owners should also not take a home equity loan to buy property overseas. This practice is risky because there are exchange rate risks associated with investing in foreign assets.
Bu hikaye The Straits Times dergisinin October 21, 2025 baskısından alınmıştır.
Binlerce özenle seçilmiş premium hikayeye ve 9.000'den fazla dergi ve gazeteye erişmek için Magzter GOLD'a abone olun.
Zaten abone misiniz? Oturum aç
The Straits Times'den DAHA FAZLA HİKAYE

The Straits Times
LOVE IS IN THE HAIR
Hair and heart come together as the Breast Cancer Foundation's wig loan programme, launched in 2005, helps people regain their identity and a sense of normalcy — one strand of hair at a time.
3 mins
October 22, 2025
The Straits Times
Govt to share classified threat intelligence with critical sectors: Shanmugam
Infrastructure owners will also get help to hunt down threat actors, stress test systems
4 mins
October 22, 2025
The Straits Times
CCE Students learn importance of racial and religious harmony in schools
We agree with Professor Leslie Chew that it is important to nurture students' understanding of and appreciation for social cohesion in Singapore (“Recent incidents at mosques a reminder of how precious racial and religious harmony is”, Oct 14).
1 mins
October 22, 2025
The Straits Times
S'pore will continue to deepen strong ties with Japan under new premier: PM Wong
Singapore will continue to work closely with Japan to deepen its cooperation with Asean to foster regional peace and prosperity, said Prime Minister Lawrence Wong in a letter to new Japanese Premier Sanae Takaichi.
1 mins
October 22, 2025
The Straits Times
Trump threatens Hamas amid push to advance Gaza ceasefire
US President Donald Trump threatened Hamas on Oct 21 with “FAST, FURIOUS & BRUTAL?” force if it does not “do what is right”, as he pushes for the more complex stage of a Gaza ceasefire that has already been repeatedly tested.
3 mins
October 22, 2025
The Straits Times
TV hosts Hank Chen, Lulu Huang marry
About a month after announcing their engagement, Taiwanese TV hosts Hank Chen and Lulu Huang have become husband and wife.
1 mins
October 22, 2025
The Straits Times
Soup kitchen in Geylang Serai could help meet needs of elderly, low-income
I refer to the two articles, “Malnutrition rates rising among older Singaporeans” (Oct 19) and “‘You are not forgotten’: Soup kitchen in Little India celebrates Deepavali with migrant workers” (Oct 20).
1 min
October 22, 2025

The Straits Times
CAN THE LAKERS' STAR DUO DELIVER?
In this series, The Straits Times takes a deep dive into the hottest sports topic or debate of the hour. From Lamine Yamal's status as the next big thing to pickleball's growth, we'll ask The Big Question to set you thinking, and talking.
6 mins
October 22, 2025
The Straits Times
Osteoporosis not just a woman's problem
Few men are aware of the risk, and fewer still are screened and treated
4 mins
October 22, 2025

The Straits Times
Sanae Takaichi makes history as Japan's first woman prime minister
In a landmark moment for Japan, Ms Sanae Takaichi has risen to the nation’s highest political office and become its first woman prime minister after a parliamentary vote on Oct 21.
4 mins
October 22, 2025
Listen
Translate
Change font size