India Stack offers a solution to Africa’s development challenges

INDIA Stack, a digital public infrastructure (DPI), has become a buzzword among African policymakers and businesses seeking to modernise public administration, bridge the digital divide, expand financial inclusion, and reduce the cost of doing business.

- FAWZIA MOODLEY

It is a suite of Application Programming Interfaces (APIs) and digital public goods that functions as a foundational digital infrastructure, enabling governments and businesses to build secure, interoperable, and inclusive financial and social services.

At scale, it allows the state, businesses, and households to access multifunctional digital services seamlessly and securely. India Stack’s core components include Aadhaar (digital identity), UPI (payments), and DigiLocker, all designed to support presence-less, paperless, and cashless service delivery for large populations.

Together, these systems enable personal transactions, government transfers, healthcare access, insurance, and education services.