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Retail borrowing by women rises 18% in 2024
The New Indian Express
|March 07, 2025
WITH more and more women availing formal credit, leveraging various loan products to meet their personal and professional aspirations, their outstanding borrowings reached ₹36.5 lakh crore as of December 2024, up 18% from ₹30.9 lakh crore in the trailing 12 months, when overall retail credit grew to ₹142.3 lakh crore, up 16.7% from ₹121.9 lakh crore.
Women are leading borrowers in gold loans (44% share of total), education loans (36%) and home loans (32%) and business loans (25%) in 2024. Of the total outstanding retail credit books of banks and non-banks at ₹142.27 lakh crore, women borrowers own 26% or ₹30.6 lakh crore in 2024, up from 25% in the previous
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