TOP-UP FOR HEALTH INSURANCE COVER

EALTHCARE costs in India are on the ascent at a double-digit growth rate. The reliance on only a base health insurance policy can often prove costly.

- ASHOK KUMAR

In case of expensive treatments, long stays in the hospital, or a medical crisis, the base sum insured might not be enough. That is when Top-up and Super Top-up plans prove crucial. These add-ons serve as financial shields that get activated after the core policy has been depleted, providing greater coverage at lower premiums. For families and especially retirees, such add-ons fill in the gap andprovide peace of mind and real monetary security when medical bills soar aboveexpectation.