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UPI app that helps track your spendings

The Morning Standard

|

January 26, 2026

Users can create family circle, add members and tag transactions like wedding spends or household purchases

- DIPAK MONDAL @New Delhi

UPI app that helps track your spendings

WORRIED that you are spending too much unknowingly through UPI payments? BHIM App—a small player in the UPI payment app space, which is dominated by the likes of PhonePe, Google Pay and PayTm — has figured out ways to help you track spendings and put in self-imposed limits on your spendings.

Launched in 2016, BHIM was one of the earliest UPI apps but gradually faded from regular consumer use despite a large installed base. NPCI BHIM Services has rolled out a suite of new features under its revamped BHIM 3.0 app. We list a few of the features here.

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