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Numbers on the property ladder up by fifth on 2024

The Journal

January 03, 2026

THE number of people who got on the property ladder with a mortgage across the UK last year is estimated by a building society to be up by nearly a fifth compared with 2024.

Yorkshire Building Society estimated that 390,324 first-time buyer mortgage transactions took place in 2025 - marking an 18% increase compared with 2024 and close to a recent peak in 2022 (405,250), which was partly driven by trends seen during the coronavirus pandemic.

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