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Lloyds likely to increase its fund for motor finance claims
The Journal
|October 10, 2025
LLOYDS Banking Group yesterday announced that it would be likely to increase its motor finance provisions following further updates on the regulatory redress scheme.
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The FTSE 100 banking giant, which owns Black Horse, the UK's largest motor finance lender, currently tops the list with £1.2bn in provisions.
The Financial Conduct Authority stated on Tuesday that it anticipates its redress programme to cost up to £11bn and cover 14.2m agreements dating back to 2007.
Following the news, Lloyds’ share price rose by 3.5%, with many viewing the scheme - falling at the low end of cost expectations - as a positive outcome.
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