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SSS to fast track loans to disaster victims
The Freeman
|July 27, 2025
The Social Security System (SSS) announced new guidelines for its Calamity Loan Program (CLP) to provide faster and more affordable financial aid to members affected by natural disasters, including those in areas hit by Tropical Storm Crising.
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SSS President and CEO Robert Joseph de Claro said in a statement that the interest rate for calamity loans will be reduced to 7% per annum from 10%, following President Ferdinand Marcos Jr.'s May 1 directive to make government loans more accessible.
Members with good credit standing or those without penalty condonation for the past five year are eligible for this lower rate.
The revised CLP also allows loan renewal after six months, provided the existing loan is not past due.
To speed up assistance, the activation process for CLP has been shortened to seven working days after a calamity, down from one month.
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