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RBI report highlights digital payment boom
The Daily Guardian
|October 25, 2025
India's digital payment ecosystem continues its rapid expansion, with the Unified Payments Interface (UPI) maintaining a dominant position in transaction volumes, according to the Reserve Bank of India's Payment Systems Report for the half year ended June 2025.
The report shows that digital transactions in India have grown 38 times in volume and over three times in value in the past decade. During the first half of 2025 alone, total payment transactions touched 12,549 crore in volume and Rs 1,572 lakh crore in value, with digital payments accounting for 99.8% of transactions by volume.
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