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Razorpay CEO says AI-powered commerce will transform digital payments
The Business Guardian
|October 10, 2025
Harshil Mathur, Chief Executive Officer (CEO) of fintech firm Razorpay expressed said that Artificial Intelligence (AI) driven commerce will redefine digital payments.
On the sidelines of Global Fintech Fest (GFF) 2025, “The power of AI is now truly embedded into every single dashboard, every single interaction. So, second big thing which we launched, which is the AI payments as I spoke about, I think that is just going to change as commerce. I think that is going to be a massive change.»He expressed optimism on the Unified Lending Interface (ULI), which enables real-time loan offers during purchases.Mathur said he is very excited about the Unified Lending Interface, which was launched by NPCI last year. «ULI will allow credit to happen on the fly. You decide that you need credit, you need a personal loan from purchase time. Lenders can bid for your cred
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