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Watchdog's car finance scheme 'could short-change consumers'
Shields Gazette
|November 15, 2025
Motoring news
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Proposals to compensate people mis-sold a car loan are "not fit for purpose" and could shortchange millions of consumers, MPs and peers have warned.
A new report from the All-Party Parliamentary Group (APPG) on fair banking calls on the UK financial watchdog to revisit its proposed compensation scheme.
The report, which draws upon analysis of 4.1 million car finance claims that law firm Courmacs Legal is dealing with, says people could get more redress through the UK courts than under the Financial Conduct Authority's (FCA) scheme.
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