Denemek ALTIN - Özgür
Fintech lending 2.0 shifts focus to depth, discipline
Mint New Delhi
|December 16, 2025
Focus shifts from blitz-scale expansion to unit economics, deeper monetization of customers
From left: Panellists Madhusudhan Ekambaram, chief executive and co-founder of KreditBee; Sandeep Singh, chief executive of Trillionloans; and Akshay Mehrotra, managing director and group chief executive of Fibe.
(MINT)
India’s fintech lending sector is entering its second act—and it looks markedly different from the first, top industry executives.
Speaking at a panel discussion on digital lending’s next chapter at Mint’s annual BFSI Summit on Friday, fintech founders said the sector is moving away from blitz-scale expansion toward stronger liability management, unit economics and deeper monetization of existing customers.
“I don’t think fintech 2.0 is about scale anymore,” said Sandeep Singh, chief executive of Trillionloans, a subsidiary of BharatPe. “It’s more about liability management and depth of customer monetisation.”
Bu hikaye Mint New Delhi dergisinin December 16, 2025 baskısından alınmıştır.
Binlerce özenle seçilmiş premium hikayeye ve 9.000'den fazla dergi ve gazeteye erişmek için Magzter GOLD'a abone olun.
Zaten abone misiniz? Oturum aç
Mint New Delhi'den DAHA FAZLA HİKAYE
Mint New Delhi
Refiners raise LPG output by 10%, tie up supply from US
Indian refiners have ramped up daily domestic production of liquefied petroleum gas (LPG) by around 10% in the past few days in the face of a supply squeeze from the US-Iran war, two people aware of the development said.
3 mins
March 11, 2026
Mint New Delhi
War clouds hiring, bonus at firms with Gulflinks
Shock waves from the West Asia war have slammed hiring for roles based in Dubai, Saudi Arabia and Qatar, while companies operating in the region review expansion plans.
2 mins
March 11, 2026
Mint New Delhi
OIL ON THE BOIL: IRAN WAR VS PAST SHOCKS
When the US and Israel began bombing Iran on 28 February, crude oil prices rose but not significantly in at least a couple of days.
4 mins
March 11, 2026
Mint New Delhi
India relaxes curbs on FDI from China
Automatic nod for up to 10%; quick clearance in specific sectors
3 mins
March 11, 2026
Mint New Delhi
Equities in favour
February data from the Association of Mutual Funds in India signals a rise in equity appetite.
1 min
March 11, 2026
Mint New Delhi
Why eateries are raising the alarm over LPG supply
The restaurant industry has raised concerns after a government order prioritizing cooking gas for household use triggered confusion over the availability of commercial cylinders used by eateries.
2 mins
March 11, 2026
Mint New Delhi
IDFC First settles ₹645-cr fraud case
IDFC First Bank said it has settled fraud claims at its Chandigarh branch of ₹645 crore and found no further discrepancies.
1 min
March 11, 2026
Mint New Delhi
Cabinet clears final IBC amendments
The Union cabinet on Tuesday approved the final amendments to the Insolvency and Bankruptcy Code (IBC), for which legislation will be moved in the Parliament in the ongoing session, two persons familiar with the development said.
2 mins
March 11, 2026
Mint New Delhi
Has Street already priced in AU's universal banking leap?
AU's universal banking transition should help sustain growth and reduce costs.
1 mins
March 11, 2026
Mint New Delhi
Edible oil buyers seek secure supply
If successful, model can improve warnings, disaster preparedness, agricultural planning
1 min
March 11, 2026
Listen
Translate
Change font size