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What RWA and flat owners need to know about fire insurance
Mint Kolkata
|August 18, 2025
Our resident welfare association (RWA) has taken fire insurance covering the structure of the building.
As a flat owner, would my flat be covered if a fire occurs only in my flat without affecting the overall building? What is the process in such a case? What coverages should the RWA ideally have? Anything specific that I should take care of?
—Name withheld on request
Several RWAs take fire insurance for group housing complexes, which helps with administrative ease and cost efficiency. In such cases, even if a single flat is damaged due to covered perils, the claim is admissible. Whenever an incident occurs, the RWA must immediately inform the insurer. The insurer then appoints a surveyor to inspect the site and assess the claim.
Bu hikaye Mint Kolkata dergisinin August 18, 2025 baskısından alınmıştır.
Binlerce özenle seçilmiş premium hikayeye ve 9.000'den fazla dergi ve gazeteye erişmek için Magzter GOLD'a abone olun.
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