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Steps to secure the best car loan deal following RBI repo rate cut
Mint Kolkata
|February 20, 2025
The RBI recently reduced the repo rate. How does this affect interest rates on vehicle loans? Should I expect my monthly payments to decrease? What factors should I consider before taking a car loan in this scenario?
- Name withheld on request
With the RBI's repo rate cut, we may expect lower lending rates for home or vehicle loan. However, it usually takes some time for customers to see these benefits. A few loans directly linked to the repo rate may be available at lower rates for new borrowers. As lenders adjust to new base rates, impact of rate cuts is transferred to customers over 3-6 months.
If you take a loan to buy a car, keep the following factors in mind:
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