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Banking Laws (Amendment) Bill passed
Mint Kolkata
|March 27, 2025
The bill, passed by the Lok Sabha in December, will allow bank account holders to have up to four nominees
Parliament on Wednesday passed the Banking Laws (Amendment) Bill, 2024, which allows bank account holders to have up to four nominees, with the Rajya Sabha approving it by a voice vote. The Lok Sabha had passed the Banking Laws (Amendment) Bill in December last year.
Another change in the bill relates to redefining of term 'substantial interest' of a person in a bank. The limit is sought to be enhanced to ₹2 crore from the current ₹15 lakh, which was fixed almost six decades ago.
Replying to a debate on the bill in the Rajya Sabha, finance minister Nirmala Sitharaman said that even though non-performing assets (NPAs) have decreased drastically, the government is committed to taking stringent action against wilful defaulters.
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