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Banks see loan rivals in Street, non-banks
Mint Chennai
|December 30, 2025
Robust markets, rise of NBFCs challenge banks: RBI report
The Reserve Bank of India (RBI) said on Monday that banks will continue to face competition from non-bank sources in lending to companies, while fast-changing technology could change how customers transact and pose cybersecurity risks.
In its report on trends and progress in India’s banking, RBI said that despite a moderation in bank credit in fiscal year 2025 (FY25), the total flow of financial resources to the commercial sector increased, thanks to non-bank resources.
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