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Maternity insurance: how to claim from multiple policies
Mint Ahmedabad
|March 28, 2025
Can I buy additional insurance only for maternity expenses?
We are planning a family and have not conceived yet. My employer covers maternity of up to ₹50,000. My spouse's employer provides maternity coverage of ₹75,000. Our total expected maternity costs are about ₹2 lakh. What is the best way to get this coverage? Can I claim it across all three plans? I don't have any other personal plans.
There are no insurance plans only for maternity. However, you can get maternity coverage as a part of regular health insurance policy. The waiting period for maternity coverage varies from nine months to three years. You should choose a plan that matches your time horizon. Do note that some plans with a nine-month waiting period ask for upfront payment for three years of premiums.
Bu hikaye Mint Ahmedabad dergisinin March 28, 2025 baskısından alınmıştır.
Binlerce özenle seçilmiş premium hikayeye ve 9.000'den fazla dergi ve gazeteye erişmek için Magzter GOLD'a abone olun.
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