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Banks keep stable NPLs in Feb.—BSP
Manila Bulletin
|April 10, 2025
The Bangko Sentral ng Pilipinas (BSP) reported that the local banking system’s gross non-performing loan (NPL) ratio remained unchanged in February, as faster loan growth offset the rise in bad loans.
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The latest data from the BSP showed that the banking industry’s gross NPL ratio steadied at 3.38 percent in February from the same rate in January 2025.
BSP data showed bad loans increased by P520 million to P513.3 billion as of end-February from P512.8 billion a month earlier. Year-on-year, soured loans hiked by P47.2 billion or over 10 percent from P466.1 billion.
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