Game changer, third generation

Before she ever stepped into a studio or sat behind a desk, sports journalist and presenter Thato Moeng inherited a legacy stitched into every part of her life.

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"I look up to my mother, and my grandmother," she explains. "I think when it comes to money, especially as a black female, it's really touch and go, because we've seen our mothers really struggle trying to keep up households with four children."

"That was my mother, and she had to juggle a lot, but she managed to somehow pull a buck out of somewhere, right, and take all of us to school."

It's this lineage of resourceful women who turned little into plenty that inspired Thato's solid foundation when it comes to money.

"My grandmother is a business woman, and she used to make uniforms for the local school. She also made wedding dresses for people in Pretoria. She taught me not to put your money under a mattress there are better ways to save it."