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Gold loan firms urge RBI to defer new norms
Financial Express Pune
|March 24, 2026
THE ASSOCIATION OF Gold Loan Companies (AGLOC) has sought a six-month deferment of the Reserve Bank of India’s (RBI) revised guidelines on lending against gold and silver collateral, scheduled to come into effect from April 1, 2026.
The industry body has made representations to the RBI, the finance ministry, and the Department of Financial Services, citing heightened geopolitical uncertainty and potential risks to credit access.
“AGLOC fully supports the RBI’s intent to strengthen regulatory standards. Given the current environment and the need to ensure continued credit access, a calibrated deferment will enable a smoother and more effective implementation,’ Thomas George Muthoot, vice-president, Association of Gold Loan Companies, said.
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