A Repo Rate-Linked Loan Will Be Cheaper
Financial Express Pune
|May 03, 2025
I had taken a home loan 10 years ago on MCLR. Can I shift the loan to EBLR (repo rate), and will it be cheaper?
-
—Akashdeep Singh
Yes, absolutely. Moving to a repo rate-linked loan is better from a long-term perspective. Additionally, we are looking at a softer interest rate regime going forward. You can expect quicker and more transparent transmission of interest rate movements, as and when announced by the RBI.
If I take a car loan for five years, will the rate remain fixed for the entire tenure?
—E S Sharma
Most of the loans would be at a floating rate. We are also expecting further reduction of rates in the mid-term. In such a soft interest rate regime, a floating rate car loan will be beneficial.
Bu hikaye Financial Express Pune dergisinin May 03, 2025 baskısından alınmıştır.
Binlerce özenle seçilmiş premium hikayeye ve 9.000'den fazla dergi ve gazeteye erişmek için Magzter GOLD'a abone olun.
Zaten abone misiniz? Oturum aç
Financial Express Pune'den DAHA FAZLA HİKAYE
Financial Express Pune
Law firms push institutional pay reform
Shifting client demands and talent drive legal practice reform
3 mins
January 02, 2026
Financial Express Pune
Banks to float own pension funds
THE PENSION FUND Regulatory and Development Authority (PFRDA) has approved a new framework allowing Scheduled Commercial Banks (SCBs) to independently set up pension funds for managing the National Pension System (NPS), a move aimed at strengthening India's pension ecosystem.
1 mins
January 02, 2026
Financial Express Pune
TVS Motor tops 2025 Dec e2W sales
TVS MOTOR CLOSED 2025 as the leader in the electric twowheeler (e2W) market with a 26% market share in December.
1 mins
January 02, 2026
Financial Express Pune
2025 sees evolution of competition law regime
THE YEAR 2025 marked a significant phase in the evolution of Competition Law regime.
3 mins
January 02, 2026
Financial Express Pune
MCA relaxes KYC norms for directors
THE CORPORATE AFFAIRS
1 min
January 02, 2026
Financial Express Pune
Pvt share in new projects at fresh high; overall investments drop
NEW INVESTMENTS BY the government sector contracted for three quarters in a row beginning the June 2025 quarter.
2 mins
January 02, 2026
Financial Express Pune
Mamdani sworn in as NYC mayor
DEMOCRAT ZOHRAN MAMDANI was sworn in as New York City's mayor in the first minutes of the New Year on Thursday at the historic City Hall subway station, kicking off a term that will be closely watched by both liberal backers and conservative opponents.
1 min
January 02, 2026
Financial Express Pune
India and Pak exchange lists of civilian prisoners, nuclear installations
CONTINUING AN ANNUAL practice that began in 1992, India and Pakistan on Thursday exchanged lists of their nuclear installations that cannot be attacked in the event of hostilities.
1 mins
January 02, 2026
Financial Express Pune
Car sales surge 26% in December
PASSENGER VEHICLE (PV) WHOLESALE despatches from manufacturers to dealers recorded strong double-digit growth in December, signalling sustained demand momentum in the domestic auto market, triggered by GST cuts announced in September.
1 mins
January 02, 2026
Financial Express Pune
Operators of KFC, Pizza Hut to merge
KFC AND PIZZA HUT operators Sapphire Foods and Devyani International said on Thursday they will merge in a $934-million deal, creating a fast-food franchisee powerhouse in the world's most populous country.
1 min
January 02, 2026
Listen
Translate
Change font size

