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Slowdown in home loans hits personal credit growth
Financial Express Lucknow
|January 05, 2026
THE SLOWDOWN IN home loans pulled down the overall growth in the personal loan category in November.
The segment reported a 12.8% year-on-year (yo-y) growth, down from 13.4% in the year-ago period. In October 2025, the segment recorded a 14% growth.The housing segment reported a 9.9% growth in November to ₹31.95 lakh crore, compared with a 12.2% growth a year ago. Rising delinquencies in small-ticket loans, the slowdown in the housing market, and a decline in banks' direct assignments have been the key factors behind the fall in lending to the housing segment, analysts said.
Bu hikaye Financial Express Lucknow dergisinin January 05, 2026 baskısından alınmıştır.
Binlerce özenle seçilmiş premium hikayeye ve 9.000'den fazla dergi ve gazeteye erişmek için Magzter GOLD'a abone olun.
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