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App-based forex cards for savvy travellers

Financial Express Kolkata

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October 13, 2025

WHEN PLANNING AN international trip, most Indian travellers look for a forex card with zero markup where travellers can load foreign currency at the exact interbank rate, avoiding the 2-3% markup fees in exchange rates.

Zero markup is only a baseline ask. The real value lies inadvanced,app-powered features that offer safety, control, and convenience. Here are five such forex card features to watch out for:

Bank-grade in-app security

Beyond zero markup, travellers should look for a forex card that offers app-based control. Unlike traditional forex cards that require a call to customer care ora bank for even basic actions, app-linked forex cards put control in the hands of the traveler. With bank-grade security integrated into the mobile app, cardholders can lock/ unlock the card, change the PIN, all with just a few taps. Beyond just safety, the app offers intelligent control features such as setting customised daily limits or enabling/ disabling online transactions, ATM withdrawals, and contactless payments through simple toggles.

Real-time transaction tracking

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