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SBI Cards Faces Persistent Headwinds
Financial Express Kochi
|July 29, 2025
Strong Profit Growth Aimed During FY27
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cient on its own, especially given the business's challenging track record over the past four years. Investors should remain cautious in light of persistent headwinds, including: Elevated credit costs during Covid-19 and a renewed surge in FY24, increased cost-to-income ratio during the BNPL (Buy Now, Pay Later) boom, a structural decline in the revolver mix, higher cost of funds post-Covid, regulatory increase in risk weights and a potential re-emergence of
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