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HDFC Bank, Yes Bank Cut Fixed Deposit Rates
Financial Express Kochi
|April 03, 2025
More banks may follow suit as pressure to raise funds eases
WITH BANKING SYSTEM liquidity shifting to surplus, lenders have begun slashing interest rates on fixed deposits. HDFC Bank and Yes Bank have reduced rates on select fixed deposits (FDs) of below ₹3 crore, effective April 1.
HDFC Bank, the largest private lender, has cut rates by 35 basis points (bps) for deposits maturing in 2 years and 11 months, and by 40 bps for those maturing in 4 years and 7 months. Yes Bank has also lowered FD rates by 25 bps on select tenures.
More banks are expected to follow suit in the coming days as surplus liquidity will ease the pressure to raise funds.
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