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Centre Allows One-Time Switch to NPS from UPS
Financial Express Kochi
|August 26, 2025
Deadline for switching to UPS extended till September 30
TO INCREASE THE acceptability of the guaranteed unified pension scheme (UPS) among its 2.7 million-strong staff, the Centre on Monday said it will allow a one-time, one-way switch facility from UPS to the market-linked national pensions system (NPS), as the staff are weighing the cost-benefit between the two schemes.
The tepid response to UPS has forced the government to extend the deadline for switching from NPS to the scheme by three months, till September 30, 2025.
It was rolled out from April 1 with an initial deadline of three months. Just around 1% staff had exercised the option. Staff were dithering to exercise the UPS switch option as it was irreversible, and they weren't sure which scheme would be beneficial for them.
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