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Banks turn to unsecured lending to protect margins

Financial Express Hyderabad

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January 02, 2026

FRESH LENDING RATES SURGE 32 BPS SINCE SEPTEMBER 2025

- KSHIPRA PETKAR

BANKS, LED BY public sector lenders, are increasingly leaning on higher-interest retail loans to protect margins, pushing up fresh lending rates for a second consecutive month.

The weighted average lending rate (WALR) on fresh rupee loans of scheduled commercial banks rose 32 basis points (bps) to 8.71% in November from 8.39% in September, Reserve Bank of India data showed. Fresh lending rates increased in both October and November.

Financial Express Hyderabad'den DAHA FAZLA HİKAYE

Financial Express Hyderabad

IT deal activity picks up pace

SHIFT REFLECTS ADOPTION OF AI ACROSS ENTERPRISE CLIENTS

time to read

2 mins

January 09, 2026

Financial Express Hyderabad

Prices of gold, silver fall on profit booking

SILVER PRICES SHARPLY declined from record levels, plummeting ₹12,500 to ₹2,43,500 per kg, while gold receded by ₹900 on Thursday amid a rush of profit-booking globally.

time to read

1 min

January 09, 2026

Financial Express Hyderabad

New wine in an old bottle

US-LED PAX SILICA MAY NOT SUCCEED IN ANOTHER ATTEMPT TO BREAK CHINESE MONOPOLY

time to read

4 mins

January 09, 2026

Financial Express Hyderabad

Brands must choose reputation over reach

THE GROK CONTROVERSY exposes a fundamental breach of trust that should alarm every brand on X.

time to read

1 min

January 09, 2026

Financial Express Hyderabad

Compliance burden for AMCs managing SIFs gets heavier

SEBI ON THURSDAY came out with a compliance reporting format to bring uniformity in the way specialised investment funds (SIFs) are reported by mutual funds and asset management companies (AMCs).

time to read

1 min

January 09, 2026

Financial Express Hyderabad

Vehicle-to-vehicle contact system this year: Gadkari

INDIA WILL ROLL out a vehicle-to-vehicle communication system this year, starting with new vehicles, with the aim to reduce accidents, Road Transport and Highways Minister Nitin Gadkari said on Thursday.

time to read

1 min

January 09, 2026

Financial Express Hyderabad

India Inc set to deliver modest numbers

QUIET QUARTER

time to read

1 min

January 09, 2026

Financial Express Hyderabad

Bangladesh suspends visa services in India

BANGLADESH'S INTERIM GOVERNMENT on Thursday saidit hasasked its key missions in India,including at New Delhi, to suspend visa services over security concerns.

time to read

1 min

January 09, 2026

Financial Express Hyderabad

Sensex slumps 1,600 pts in 4 days on trade jitters

THE STOCK MARKETS started 2026 on a negative note—the third time in the past four years—with both the Sensex and the Nifty falling over 1% in the first eight days of the year.

time to read

1 min

January 09, 2026

Financial Express Hyderabad

Flexicap plans trim mid-cap holdings

THE ALLOCATION OF assets under management (AUM) of flexicap schemes towards mid-cap stocks has fallen from around 16-17% in the past three years to 14% as of November-end, ACE MF data show.

time to read

1 mins

January 09, 2026

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