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Rising deposit-credit gap needs proactive liquidity control: SBI
Financial Express Chandigarh
|November 17, 2025
THE GREEN SHOOTS of growth in credit against lagging deposit growth calls for more proactive liquidity management, according to a report from State Bank of India’s research department.
The report highlighted the rising gap between credit growth and deposit growth of the banking system. Credit growth was 11.3% for the fortnight ended October 31, while deposit growth was at 9.7%.The credit growth picked up during the festive season, though it was lagging in the first quarter.
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