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CD ratio at multi-decadal high
Financial Express Bengaluru
|January 31, 2026
FORTHE FIRST time since January 2001, the Credit—Deposit (CD) ratio has touched a multi-decadal high of 82.17% as on January 15, 2026.
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The sharp rise in advances, coupled with banks’ continued struggle to mobilise deposits, has pushed the CD ratio upward. Bank credit grew 13.11% to $201 lakh crore, while deposits rose 10.6% to %244 lakh crore.
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