Six ways to make sure of retiring without a struggle

IT'S NEVER TOO EARLY TO START BEING PREPARED

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RETIREMENT feels like a very long way off when you're young.

But life can flash by without you realising it, and it's best to be prepared for it financially.

"It's really important to plan for it," says Matthew Sheeran, Money Wellness collaboration partner and trained debt adviser. "In your 50s, you are more susceptible to illness, injury and needing to take time out of work for partners. So make sure you're planning for your future."

These are the decisions to make before you hit your sixties. Your wallet will thank you later...

1 Use a budget planner