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How to strike the right balance between caution and growth
Daily Maverick
|August 22, 2025
With inflation now at about 3%, the Reserve Bank cut rates by 0.25 basis points.
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That's great for borrowers, but I'm a 68-year-old pensioner living off the interest from a 32-day call account. I know it’s not ideal — no growth and I'm just spending the interest. I have R5-million. Can I do better without taking big risks?
Answer
A call account is safe, but three things will hurt you over time:
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