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FNB sees Black Friday spend topping R3.3bn as digital payments surge
Cape Times
|November 27, 2025
SOUTH Africa's First National Bank (FNB) expects Black Friday spending to exceed R3.
3 billion this year, supported by sustained growth in digital payments, rising online shopping activity and steady consumer demand across the retail sector.The bank said early 2025 spending trends show continued uptake of secure digital payment tools, positioning this year's event for "solid activity" both in-store and online.
In 2024, FNB processed more than R5.4bn in transactions on its Speedpoint devices over the Black Friday weekend. E-commerce remained a major tailwind, with online transaction values rising 37% and volumes up 76%. Virtual Card usage climbed 59% year-on-year, contributing over R600 million to Black Friday spend.
FNB said it expects similar patterns in 2025, with digital wallets and virtual cards among the fastest-growing payment options, while cash usage continues to decline. Online shopping is forecast to accelerate further as consumers look for convenience and improved security.
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